Call reports 2018
VILLA GROVE STATE BANK — 2018
What VILLA GROVE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 72,222,000 | 72,205,000 | 70,377,000 | 69,261,000 |
| Total loans | 51,966,000 | 54,436,000 | 51,827,000 | 50,279,000 |
| Allowance for loan losses | 702,000 | 714,000 | 729,000 | 744,000 |
| Securities available for sale | 31,000 | 35,000 | 36,000 | 29,000 |
| Securities held to maturity | 11,772,000 | 11,930,000 | 11,923,000 | 11,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,533,000 | 62,443,000 | 61,539,000 | 60,603,000 |
| Interest-bearing deposits | 48,143,000 | 48,543,000 | 48,284,000 | 46,913,000 |
| Noninterest-bearing deposits | 15,390,000 | 13,900,000 | 13,255,000 | 13,690,000 |
| Equity capital | 8,022,000 | 8,145,000 | 8,157,000 | 8,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,456,000 | 2,205,000 | 2,955,000 |
| Interest expense | 69,000 | 143,000 | 227,000 | 323,000 |
| Net interest income | 645,000 | 1,313,000 | 1,978,000 | 2,632,000 |
| Noninterest income | 27,000 | 60,000 | 94,000 | 126,000 |
| Noninterest expense | 414,000 | 833,000 | 1,250,000 | 1,656,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 243,000 | 510,000 | 777,000 | 1,042,000 |
| Income tax | 1,000 | 5,000 | 9,000 | 13,000 |
| Net income | 242,000 | 505,000 | 768,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,968,000 | 8,089,000 | 8,102,000 | 8,087,000 |
| Total capital | 8,502,000 | 8,642,000 | 8,632,000 | 8,615,000 |
| Risk-weighted assets | 41,499,000 | 42,864,000 | 41,042,000 | 41,121,000 |