Call reports 2017
VILLA GROVE STATE BANK — 2017
What VILLA GROVE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 74,848,000 | 70,504,000 | 69,646,000 | 69,713,000 |
| Total loans | 53,900,000 | 53,842,000 | 52,742,000 | 52,294,000 |
| Allowance for loan losses | 669,000 | 687,000 | 682,000 | 687,000 |
| Securities available for sale | 0 | 0 | 0 | 29,000 |
| Securities held to maturity | 11,308,000 | 10,301,000 | 10,794,000 | 11,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,480,000 | 62,126,000 | 60,838,000 | 61,284,000 |
| Interest-bearing deposits | 49,163,000 | 48,240,000 | 47,678,000 | 46,671,000 |
| Noninterest-bearing deposits | 17,317,000 | 13,886,000 | 13,160,000 | 14,613,000 |
| Equity capital | 7,626,000 | 7,601,000 | 7,751,000 | 7,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,454,000 | 2,187,000 | 2,928,000 |
| Interest expense | 55,000 | 113,000 | 177,000 | 246,000 |
| Net interest income | 663,000 | 1,341,000 | 2,010,000 | 2,682,000 |
| Noninterest income | 22,000 | 49,000 | 78,000 | 109,000 |
| Noninterest expense | 416,000 | 843,000 | 1,263,000 | 1,726,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 254,000 | 517,000 | 780,000 | 1,005,000 |
| Income tax | 2,000 | 6,000 | 10,000 | 13,000 |
| Net income | 252,000 | 511,000 | 770,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,594,000 | 7,571,000 | 7,723,000 | 7,727,000 |
| Total capital | 8,132,000 | 8,086,000 | 8,229,000 | 8,257,000 |
| Risk-weighted assets | 42,963,000 | 41,081,000 | 40,345,000 | 41,346,000 |