Call reports 2014
VILLA GROVE STATE BANK — 2014
What VILLA GROVE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 72,526,000 | 72,490,000 | 71,527,000 | 71,237,000 |
| Total loans | 51,752,000 | 52,586,000 | 53,185,000 | 53,200,000 |
| Allowance for loan losses | 603,000 | 620,000 | 637,000 | 654,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,851,000 | 9,835,000 | 10,071,000 | 8,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,271,000 | 65,106,000 | 62,691,000 | 61,978,000 |
| Interest-bearing deposits | 51,227,000 | 52,192,000 | 49,930,000 | 49,240,000 |
| Noninterest-bearing deposits | 14,044,000 | 12,914,000 | 12,761,000 | 12,738,000 |
| Equity capital | 6,357,000 | 6,455,000 | 6,597,000 | 6,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,403,000 | 2,151,000 | 2,887,000 |
| Interest expense | 65,000 | 127,000 | 186,000 | 245,000 |
| Net interest income | 608,000 | 1,276,000 | 1,965,000 | 2,642,000 |
| Noninterest income | 36,000 | 82,000 | 113,000 | 151,000 |
| Noninterest expense | 439,000 | 848,000 | 1,264,000 | 1,751,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 190,000 | 480,000 | 769,000 | 982,000 |
| Income tax | 3,000 | 7,000 | 12,000 | 15,000 |
| Net income | 187,000 | 473,000 | 757,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,298,000 | 6,401,000 | 6,546,000 | 6,497,000 |
| Total capital | 6,806,000 | 6,923,000 | 7,075,000 | 7,022,000 |
| Risk-weighted assets | 40,567,000 | 41,689,000 | 42,229,000 | 41,834,000 |