Call reports 2012
VILLA GROVE STATE BANK — 2012
What VILLA GROVE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,804,000 | 73,088,000 | 71,645,000 | 70,363,000 |
| Total loans | 49,777,000 | 54,138,000 | 51,080,000 | 51,080,000 |
| Allowance for loan losses | 839,000 | 854,000 | 679,000 | 697,000 |
| Securities available for sale | 9,576,000 | 5,565,000 | 8,484,000 | 8,466,000 |
| Securities held to maturity | 0 | 4,146,000 | 1,296,000 | 1,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,091,000 | 66,211,000 | 64,723,000 | 63,036,000 |
| Interest-bearing deposits | 55,975,000 | 55,176,000 | 53,902,000 | 51,307,000 |
| Noninterest-bearing deposits | 12,116,000 | 11,035,000 | 10,821,000 | 11,729,000 |
| Equity capital | 5,766,000 | 5,923,000 | 5,963,000 | 5,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,463,000 | 2,208,000 | 2,942,000 |
| Interest expense | 160,000 | 309,000 | 448,000 | 572,000 |
| Net interest income | 567,000 | 1,154,000 | 1,760,000 | 2,370,000 |
| Noninterest income | 40,000 | 90,000 | 140,000 | 189,000 |
| Noninterest expense | 406,000 | 835,000 | 1,297,000 | 1,896,000 |
| Provision for loan losses | 54,000 | 68,000 | 84,000 | 98,000 |
| Pretax income | 147,000 | 341,000 | 519,000 | 565,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 9,000 |
| Net income | 145,000 | 336,000 | 511,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,795,000 | 5,894,000 | 5,927,000 | 5,907,000 |
| Total capital | 6,351,000 | 6,475,000 | 6,468,000 | 6,446,000 |
| Risk-weighted assets | 44,218,000 | 46,202,000 | 43,173,000 | 42,974,000 |