Call reports 2011
VILLA GROVE STATE BANK — 2011
What VILLA GROVE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,255,000 | 68,711,000 | 67,712,000 | 66,456,000 |
| Total loans | 51,514,000 | 51,780,000 | 52,610,000 | 50,655,000 |
| Allowance for loan losses | 542,000 | 692,000 | 720,000 | 850,000 |
| Securities available for sale | 7,275,000 | 6,914,000 | 6,932,000 | 8,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,544,000 | 62,087,000 | 60,932,000 | 59,727,000 |
| Interest-bearing deposits | 55,099,000 | 53,674,000 | 53,085,000 | 51,030,000 |
| Noninterest-bearing deposits | 8,445,000 | 8,413,000 | 7,847,000 | 8,697,000 |
| Equity capital | 5,711,000 | 5,631,000 | 5,771,000 | 5,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,627,000 | 2,426,000 | 3,222,000 |
| Interest expense | 199,000 | 386,000 | 566,000 | 737,000 |
| Net interest income | 629,000 | 1,241,000 | 1,860,000 | 2,485,000 |
| Noninterest income | 37,000 | 93,000 | 147,000 | 195,000 |
| Noninterest expense | 412,000 | 840,000 | 1,254,000 | 1,686,000 |
| Provision for loan losses | 15,000 | 388,000 | 393,000 | 553,000 |
| Pretax income | 239,000 | 106,000 | 360,000 | 441,000 |
| Income tax | 3,000 | 3,000 | 5,000 | 7,000 |
| Net income | 236,000 | 103,000 | 355,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,855,000 | 5,659,000 | 5,776,000 | 5,762,000 |
| Total capital | 6,397,000 | 6,217,000 | 6,339,000 | 6,308,000 |
| Risk-weighted assets | 43,975,000 | 44,493,000 | 44,913,000 | 43,392,000 |