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Call reports 2006

VILLA GROVE STATE BANK — 2006

What VILLA GROVE STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4d68f0c9-e90b-4d5f-ae0c-e4a1d0aecf7a/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets48,492,00048,127,00048,726,00049,946,000
Total loans33,971,00035,434,00035,613,00035,704,000
Allowance for loan losses290,000305,000321,000335,000
Securities available for sale8,602,0008,521,0008,425,0008,928,000
Securities held to maturity0000
Trading assets0000
Total deposits42,686,00042,668,00043,540,00044,833,000
Interest-bearing deposits37,457,00037,413,00038,875,00038,817,000
Noninterest-bearing deposits5,229,0005,255,0004,665,0006,015,000
Equity capital4,775,0004,693,0004,535,0004,435,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income707,0001,458,0002,247,0003,077,000
Interest expense248,000509,000815,0001,156,000
Net interest income459,000949,0001,432,0001,921,000
Noninterest income36,00080,000121,000158,000
Noninterest expense317,000640,000965,0001,335,000
Provision for loan losses15,00030,00045,00060,000
Pretax income163,000359,000543,000684,000
Income tax01,0002,0002,000
Net income163,000358,000541,000682,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital4,967,0004,955,0004,642,0004,539,000
Total capital5,257,0005,260,0004,963,0004,875,000
Risk-weighted assets28,465,00029,284,00029,680,00030,080,000

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