Call reports 2026
BANK OF RICHMONDVILLE — 2026
What BANK OF RICHMONDVILLE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 192,861,000 | 185,900,000 |
| Total loans | 84,193,000 | 84,687,000 |
| Allowance for loan losses | 1,320,000 | 1,339,000 |
| Securities available for sale | 75,570,000 | 77,941,000 |
| Securities held to maturity | 1,115,000 | 1,105,000 |
| Trading assets | 0 | 0 |
| Total deposits | 173,915,000 | 166,436,000 |
| Interest-bearing deposits | 138,552,000 | 131,332,000 |
| Noninterest-bearing deposits | 35,363,000 | 35,104,000 |
| Equity capital | 18,264,000 | 18,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,825,000 | 3,716,000 |
| Interest expense | 372,000 | 746,000 |
| Net interest income | 1,453,000 | 2,970,000 |
| Noninterest income | 209,000 | 476,000 |
| Noninterest expense | 1,332,000 | 2,673,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 300,000 | 713,000 |
| Income tax | 26,000 | 58,000 |
| Net income | 274,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,808,000 | 22,085,000 |
| Total capital | 22,802,000 | 23,093,000 |
| Risk-weighted assets | 79,152,000 | 80,247,000 |