Call reports 2025
BANK OF RICHMONDVILLE — 2025
What BANK OF RICHMONDVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 185,020,000 | 181,097,000 | 190,898,000 | 180,561,000 |
| Total loans | 87,028,000 | 86,422,000 | 85,627,000 | 85,061,000 |
| Allowance for loan losses | 1,364,000 | 1,372,000 | 1,319,000 | 1,294,000 |
| Securities available for sale | 74,841,000 | 73,968,000 | 77,351,000 | 76,166,000 |
| Securities held to maturity | 802,000 | 718,000 | 668,000 | 658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,550,000 | 163,743,000 | 172,026,000 | 161,083,000 |
| Interest-bearing deposits | 132,665,000 | 128,286,000 | 134,247,000 | 126,813,000 |
| Noninterest-bearing deposits | 34,885,000 | 35,457,000 | 37,779,000 | 34,270,000 |
| Equity capital | 16,708,000 | 16,631,000 | 18,143,000 | 18,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,709,000 | 5,592,000 | 7,477,000 |
| Interest expense | 418,000 | 837,000 | 1,246,000 | 1,656,000 |
| Net interest income | 1,423,000 | 2,872,000 | 4,346,000 | 5,821,000 |
| Noninterest income | 161,000 | 376,000 | 583,000 | 868,000 |
| Noninterest expense | 1,292,000 | 2,621,000 | 3,893,000 | 5,237,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 80,000 |
| Pretax income | 282,000 | 602,000 | 996,000 | 1,372,000 |
| Income tax | 12,000 | -28,000 | 14,000 | 47,000 |
| Net income | 270,000 | 630,000 | 982,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,891,000 | 21,151,000 | 21,403,000 | 21,638,000 |
| Total capital | 21,928,000 | 22,179,000 | 22,411,000 | 22,636,000 |
| Risk-weighted assets | 82,606,000 | 81,800,000 | 80,283,000 | 79,475,000 |