Call reports 2024
BANK OF RICHMONDVILLE — 2024
What BANK OF RICHMONDVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 182,169,000 | 180,631,000 | 187,074,000 | 180,635,000 |
| Total loans | 85,019,000 | 84,046,000 | 86,918,000 | 86,127,000 |
| Allowance for loan losses | 1,318,000 | 1,337,000 | 1,349,000 | 1,357,000 |
| Securities available for sale | 73,936,000 | 75,207,000 | 75,202,000 | 75,150,000 |
| Securities held to maturity | 1,023,000 | 940,000 | 890,000 | 881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,436,000 | 159,485,000 | 169,305,000 | 162,204,000 |
| Interest-bearing deposits | 132,537,000 | 125,653,000 | 125,409,000 | 125,441,000 |
| Noninterest-bearing deposits | 33,899,000 | 33,832,000 | 43,896,000 | 36,763,000 |
| Equity capital | 15,218,000 | 15,499,000 | 17,189,000 | 15,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,394,000 | 5,162,000 | 7,010,000 |
| Interest expense | 336,000 | 686,000 | 1,135,000 | 1,530,000 |
| Net interest income | 1,335,000 | 2,708,000 | 4,027,000 | 5,480,000 |
| Noninterest income | 220,000 | 439,000 | 638,000 | 903,000 |
| Noninterest expense | 1,179,000 | 2,354,000 | 3,583,000 | 6,237,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 361,000 | 763,000 | 1,037,000 | 86,000 |
| Income tax | 19,000 | 50,000 | 57,000 | -386,000 |
| Net income | 342,000 | 713,000 | 980,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,890,000 | 21,162,000 | 21,329,000 | 20,721,000 |
| Total capital | 21,926,000 | 22,190,000 | 22,381,000 | 21,766,000 |
| Risk-weighted assets | 82,563,000 | 81,886,000 | 83,780,000 | 83,255,000 |