Call reports 2023
BANK OF RICHMONDVILLE — 2023
What BANK OF RICHMONDVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 182,513,000 | 180,405,000 | 178,941,000 | 177,739,000 |
| Total loans | 79,429,000 | 80,826,000 | 81,075,000 | 79,985,000 |
| Allowance for loan losses | 1,250,000 | 1,276,000 | 1,299,000 | 1,322,000 |
| Securities available for sale | 74,941,000 | 73,320,000 | 70,241,000 | 75,879,000 |
| Securities held to maturity | 1,114,000 | 996,000 | 1,003,000 | 982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,850,000 | 162,805,000 | 166,080,000 | 161,679,000 |
| Interest-bearing deposits | 133,073,000 | 128,275,000 | 126,053,000 | 128,313,000 |
| Noninterest-bearing deposits | 34,776,000 | 34,530,000 | 40,027,000 | 33,366,000 |
| Equity capital | 14,269,000 | 13,750,000 | 12,420,000 | 15,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 2,991,000 | 4,587,000 | 6,261,000 |
| Interest expense | 86,000 | 244,000 | 448,000 | 713,000 |
| Net interest income | 1,391,000 | 2,747,000 | 4,139,000 | 5,548,000 |
| Noninterest income | 204,000 | 462,000 | 642,000 | 934,000 |
| Noninterest expense | 1,180,000 | 2,347,000 | 3,491,000 | 4,668,000 |
| Provision for loan losses | 30,000 | 70,000 | 100,000 | 125,000 |
| Pretax income | 385,000 | 792,000 | 1,190,000 | 1,689,000 |
| Income tax | 24,000 | 66,000 | 86,000 | 150,000 |
| Net income | 361,000 | 726,000 | 1,104,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,765,000 | 20,037,000 | 20,318,000 | 20,649,000 |
| Total capital | 20,793,000 | 21,066,000 | 21,354,000 | 21,664,000 |
| Risk-weighted assets | 81,961,000 | 82,030,000 | 82,573,000 | 80,886,000 |