Call reports 2022
BANK OF RICHMONDVILLE — 2022
What BANK OF RICHMONDVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 203,844,000 | 197,840,000 | 189,277,000 | 179,581,000 |
| Total loans | 80,956,000 | 83,007,000 | 81,432,000 | 80,039,000 |
| Allowance for loan losses | 1,058,000 | 1,043,000 | 1,135,000 | 1,219,000 |
| Securities available for sale | 58,763,000 | 65,892,000 | 69,940,000 | 74,205,000 |
| Securities held to maturity | 1,174,000 | 1,127,000 | 1,163,000 | 1,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,243,000 | 184,328,000 | 177,508,000 | 166,330,000 |
| Interest-bearing deposits | 154,791,000 | 150,211,000 | 138,075,000 | 132,494,000 |
| Noninterest-bearing deposits | 33,452,000 | 34,116,000 | 39,433,000 | 33,836,000 |
| Equity capital | 14,749,000 | 12,722,000 | 10,955,000 | 12,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,107,000 | 2,293,000 | 3,633,000 | 5,089,000 |
| Interest expense | 57,000 | 116,000 | 174,000 | 246,000 |
| Net interest income | 1,050,000 | 2,177,000 | 3,459,000 | 4,843,000 |
| Noninterest income | 141,000 | 346,000 | 644,000 | 1,847,000 |
| Noninterest expense | 1,026,000 | 2,029,000 | 3,095,000 | 4,203,000 |
| Provision for loan losses | 30,000 | 65,000 | 150,000 | 240,000 |
| Pretax income | 135,000 | 429,000 | 816,000 | 2,205,000 |
| Income tax | -5,000 | 39,000 | 58,000 | 171,000 |
| Net income | 140,000 | 390,000 | 758,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,898,000 | 18,057,000 | 18,332,000 | 19,502,000 |
| Total capital | 18,899,000 | 19,120,000 | 19,393,000 | 20,563,000 |
| Risk-weighted assets | 79,981,000 | 85,039,000 | 84,768,000 | 84,709,000 |