Call reports 2021
BANK OF RICHMONDVILLE — 2021
What BANK OF RICHMONDVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 176,468,000 | 176,183,000 | 182,108,000 | 178,900,000 |
| Total loans | 84,878,000 | 82,170,000 | 81,110,000 | 83,090,000 |
| Allowance for loan losses | 1,105,000 | 1,128,000 | 1,131,000 | 1,030,000 |
| Securities available for sale | 46,403,000 | 53,625,000 | 53,601,000 | 54,393,000 |
| Securities held to maturity | 1,375,000 | 1,279,000 | 1,223,000 | 1,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,970,000 | 157,632,000 | 163,469,000 | 160,685,000 |
| Interest-bearing deposits | 129,104,000 | 127,493,000 | 128,074,000 | 131,185,000 |
| Noninterest-bearing deposits | 28,866,000 | 30,139,000 | 35,395,000 | 29,500,000 |
| Equity capital | 17,064,000 | 17,275,000 | 17,315,000 | 17,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,181,000 | 2,357,000 | 3,558,000 | 4,724,000 |
| Interest expense | 84,000 | 168,000 | 240,000 | 303,000 |
| Net interest income | 1,097,000 | 2,189,000 | 3,318,000 | 4,421,000 |
| Noninterest income | 117,000 | 262,000 | 394,000 | 527,000 |
| Noninterest expense | 1,004,000 | 2,019,000 | 3,021,000 | 4,012,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 180,000 | 379,000 | 618,000 | 863,000 |
| Income tax | 17,000 | 33,000 | 60,000 | 104,000 |
| Net income | 163,000 | 346,000 | 558,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,537,000 | 17,628,000 | 17,748,000 | 17,850,000 |
| Total capital | 18,507,000 | 18,604,000 | 18,709,000 | 18,845,000 |
| Risk-weighted assets | 77,448,000 | 77,852,000 | 76,661,000 | 79,520,000 |