Call reports 2020
BANK OF RICHMONDVILLE — 2020
What BANK OF RICHMONDVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 147,720,000 | 155,433,000 | 164,441,000 | 164,949,000 |
| Total loans | 85,799,000 | 89,091,000 | 87,613,000 | 85,839,000 |
| Allowance for loan losses | 1,003,000 | 1,038,000 | 1,075,000 | 1,099,000 |
| Securities available for sale | 40,017,000 | 42,541,000 | 42,746,000 | 44,084,000 |
| Securities held to maturity | 1,165,000 | 1,513,000 | 1,456,000 | 1,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,678,000 | 136,960,000 | 145,743,000 | 146,111,000 |
| Interest-bearing deposits | 108,127,000 | 110,614,000 | 114,555,000 | 119,733,000 |
| Noninterest-bearing deposits | 20,551,000 | 26,346,000 | 31,188,000 | 26,378,000 |
| Equity capital | 16,837,000 | 17,914,000 | 18,027,000 | 17,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,492,000 | 3,720,000 | 4,938,000 |
| Interest expense | 95,000 | 189,000 | 281,000 | 371,000 |
| Net interest income | 1,165,000 | 2,303,000 | 3,439,000 | 4,567,000 |
| Noninterest income | 149,000 | 250,000 | 365,000 | 489,000 |
| Noninterest expense | 1,005,000 | 1,969,000 | 2,973,000 | 3,945,000 |
| Provision for loan losses | 36,000 | 72,000 | 96,000 | 132,000 |
| Pretax income | 276,000 | 515,000 | 752,000 | 996,000 |
| Income tax | 30,000 | 47,000 | 112,000 | 109,000 |
| Net income | 246,000 | 468,000 | 640,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,107,000 | 17,238,000 | 17,312,000 | 17,465,000 |
| Total capital | 18,061,000 | 18,227,000 | 18,277,000 | 18,433,000 |
| Risk-weighted assets | 76,224,000 | 79,026,000 | 77,005,000 | 77,280,000 |