Call reports 2019
BANK OF RICHMONDVILLE — 2019
What BANK OF RICHMONDVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,710,000 | 144,696,000 | 152,944,000 | 141,862,000 |
| Total loans | 81,529,000 | 81,114,000 | 81,530,000 | 87,341,000 |
| Allowance for loan losses | 848,000 | 895,000 | 922,000 | 969,000 |
| Securities available for sale | 39,251,000 | 38,231,000 | 37,243,000 | 37,176,000 |
| Securities held to maturity | 1,334,000 | 1,302,000 | 1,246,000 | 1,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,878,000 | 127,251,000 | 135,291,000 | 121,791,000 |
| Interest-bearing deposits | 110,216,000 | 105,683,000 | 106,722,000 | 101,612,000 |
| Noninterest-bearing deposits | 21,662,000 | 21,569,000 | 28,569,000 | 20,179,000 |
| Equity capital | 15,942,000 | 16,537,000 | 16,752,000 | 16,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,529,000 | 3,766,000 | 5,084,000 |
| Interest expense | 84,000 | 178,000 | 281,000 | 385,000 |
| Net interest income | 1,183,000 | 2,351,000 | 3,485,000 | 4,699,000 |
| Noninterest income | 159,000 | 340,000 | 507,000 | 661,000 |
| Noninterest expense | 1,028,000 | 2,050,000 | 3,096,000 | 4,149,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 269,000 | 551,000 | 764,000 | 1,034,000 |
| Income tax | 28,000 | 68,000 | 79,000 | 122,000 |
| Net income | 241,000 | 483,000 | 685,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,565,000 | 16,715,000 | 16,826,000 | 16,953,000 |
| Total capital | 17,445,000 | 17,589,000 | 17,706,000 | 17,902,000 |
| Risk-weighted assets | 70,366,000 | 69,937,000 | 70,369,000 | 75,887,000 |