Call reports 2018
BANK OF RICHMONDVILLE — 2018
What BANK OF RICHMONDVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 143,839,000 | 141,320,000 | 141,903,000 | 140,972,000 |
| Total loans | 85,429,000 | 84,082,000 | 82,668,000 | 83,502,000 |
| Allowance for loan losses | 916,000 | 893,000 | 934,000 | 980,000 |
| Securities available for sale | 35,531,000 | 37,154,000 | 35,867,000 | 36,715,000 |
| Securities held to maturity | 1,673,000 | 1,642,000 | 1,586,000 | 1,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,110,000 | 124,518,000 | 126,152,000 | 124,544,000 |
| Interest-bearing deposits | 107,133,000 | 104,277,000 | 101,599,000 | 105,212,000 |
| Noninterest-bearing deposits | 19,977,000 | 20,241,000 | 24,553,000 | 19,332,000 |
| Equity capital | 16,020,000 | 16,047,000 | 15,004,000 | 15,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,470,000 | 3,721,000 | 4,960,000 |
| Interest expense | 78,000 | 142,000 | 207,000 | 282,000 |
| Net interest income | 1,144,000 | 2,328,000 | 3,514,000 | 4,678,000 |
| Noninterest income | 127,000 | 226,000 | 352,000 | 532,000 |
| Noninterest expense | 1,007,000 | 2,026,000 | 3,001,000 | 4,014,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 170,000 |
| Pretax income | 229,000 | 448,000 | 740,000 | 1,026,000 |
| Income tax | 10,000 | 35,000 | 87,000 | 105,000 |
| Net income | 219,000 | 413,000 | 653,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,073,000 | 17,177,000 | 16,352,000 | 16,415,000 |
| Total capital | 17,944,000 | 18,043,000 | 17,206,000 | 17,292,000 |
| Risk-weighted assets | 69,627,000 | 69,256,000 | 68,232,000 | 70,007,000 |