Call reports 2017
BANK OF RICHMONDVILLE — 2017
What BANK OF RICHMONDVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,786,000 | 143,182,000 | 143,610,000 | 141,978,000 |
| Total loans | 85,602,000 | 85,408,000 | 83,215,000 | 87,335,000 |
| Allowance for loan losses | 1,032,000 | 1,028,000 | 1,007,000 | 884,000 |
| Securities available for sale | 38,317,000 | 38,739,000 | 38,314,000 | 37,072,000 |
| Securities held to maturity | 1,827,000 | 1,796,000 | 1,740,000 | 1,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,119,000 | 122,078,000 | 125,737,000 | 118,340,000 |
| Interest-bearing deposits | 112,643,000 | 103,139,000 | 103,368,000 | 100,695,000 |
| Noninterest-bearing deposits | 18,476,000 | 18,939,000 | 22,369,000 | 17,645,000 |
| Equity capital | 16,231,000 | 16,605,000 | 16,623,000 | 16,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,447,000 | 3,659,000 | 4,860,000 |
| Interest expense | 71,000 | 141,000 | 212,000 | 279,000 |
| Net interest income | 1,137,000 | 2,306,000 | 3,447,000 | 4,581,000 |
| Noninterest income | 128,000 | 249,000 | 377,000 | 479,000 |
| Noninterest expense | 978,000 | 1,938,000 | 2,869,000 | 3,927,000 |
| Provision for loan losses | 52,000 | 122,000 | 197,000 | 227,000 |
| Pretax income | 235,000 | 504,000 | 767,000 | 915,000 |
| Income tax | 43,000 | 102,000 | 161,000 | 137,000 |
| Net income | 192,000 | 402,000 | 606,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,637,000 | 16,757,000 | 16,867,000 | 16,944,000 |
| Total capital | 17,504,000 | 17,615,000 | 17,700,000 | 17,833,000 |
| Risk-weighted assets | 69,148,000 | 68,443,000 | 66,380,000 | 71,110,000 |