Call reports 2011
BANK OF RICHMONDVILLE — 2011
What BANK OF RICHMONDVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,187,000 | 121,667,000 | 123,114,000 | 122,855,000 |
| Total loans | 75,046,000 | 75,654,000 | 75,921,000 | 75,475,000 |
| Allowance for loan losses | 1,213,000 | 1,222,000 | 1,116,000 | 1,271,000 |
| Securities available for sale | 26,207,000 | 32,939,000 | 32,439,000 | 33,016,000 |
| Securities held to maturity | 1,165,000 | 1,178,000 | 1,597,000 | 2,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,225,000 | 106,295,000 | 107,248,000 | 106,895,000 |
| Interest-bearing deposits | 93,903,000 | 92,459,000 | 90,663,000 | 92,372,000 |
| Noninterest-bearing deposits | 15,322,000 | 13,836,000 | 16,585,000 | 14,523,000 |
| Equity capital | 14,352,000 | 14,765,000 | 15,094,000 | 15,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,455,000 | 3,696,000 | 4,883,000 |
| Interest expense | 163,000 | 327,000 | 480,000 | 622,000 |
| Net interest income | 1,051,000 | 2,128,000 | 3,216,000 | 4,261,000 |
| Noninterest income | 127,000 | 235,000 | 355,000 | 653,000 |
| Noninterest expense | 959,000 | 1,858,000 | 2,784,000 | 3,717,000 |
| Provision for loan losses | 20,000 | 32,000 | 102,000 | 252,000 |
| Pretax income | 199,000 | 506,000 | 718,000 | 978,000 |
| Income tax | -51,000 | 25,000 | 68,000 | 154,000 |
| Net income | 250,000 | 481,000 | 650,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,316,000 | 14,457,000 | 14,535,000 | 14,614,000 |
| Total capital | 15,094,000 | 15,240,000 | 15,320,000 | 15,396,000 |
| Risk-weighted assets | 61,826,000 | 62,226,000 | 62,591,000 | 62,197,000 |