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Call reports 2008

BANK OF RICHMONDVILLE — 2008

What BANK OF RICHMONDVILLE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4d62f7f3-78ca-4f4d-ba35-dd1a427b8d32/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets113,817,000109,147,000112,497,000109,933,000
Total loans65,950,00066,162,00067,813,00068,132,000
Allowance for loan losses1,139,0001,133,0001,047,0001,050,000
Securities available for sale20,532,00020,988,00022,704,00025,464,000
Securities held to maturity2,910,0002,340,0002,258,0002,249,000
Trading assets0000
Total deposits100,513,00095,936,00099,151,00087,602,000
Interest-bearing deposits85,851,00081,007,00083,509,00074,807,000
Noninterest-bearing deposits14,662,00014,929,00015,642,00012,795,000
Equity capital12,320,00012,255,00012,422,00012,912,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,499,0002,944,0004,368,0005,812,000
Interest expense443,000823,0001,177,0001,506,000
Net interest income1,056,0002,121,0003,191,0004,306,000
Noninterest income122,000232,000364,000484,000
Noninterest expense771,0001,498,0002,292,0003,054,000
Provision for loan losses24,00048,00072,00096,000
Pretax income383,000807,0001,191,0001,640,000
Income tax100,000247,000369,000517,000
Net income283,000560,000822,0001,123,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital12,168,00012,355,00012,526,00012,693,000
Total capital12,936,00013,110,00013,293,00013,449,000
Risk-weighted assets61,102,00059,991,00061,089,00060,210,000

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