Call reports 2003
BANK OF RICHMONDVILLE — 2003
What BANK OF RICHMONDVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 99,023,000 | 97,228,000 | 95,930,000 | 99,803,000 |
| Total loans | 52,447,000 | 52,640,000 | 53,983,000 | 56,083,000 |
| Allowance for loan losses | 836,000 | 770,000 | 777,000 | 795,000 |
| Securities available for sale | 15,501,000 | 18,587,000 | 17,899,000 | 17,348,000 |
| Securities held to maturity | 5,658,000 | 5,260,000 | 4,879,000 | 4,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,321,000 | 88,395,000 | 87,039,000 | 90,621,000 |
| Interest-bearing deposits | 78,114,000 | 77,173,000 | 71,743,000 | 76,461,000 |
| Noninterest-bearing deposits | 12,207,000 | 11,222,000 | 15,296,000 | 14,160,000 |
| Equity capital | 7,747,000 | 7,947,000 | 7,967,000 | 8,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,435,000 | 3,598,000 | 4,765,000 |
| Interest expense | 351,000 | 679,000 | 955,000 | 1,190,000 |
| Net interest income | 879,000 | 1,756,000 | 2,643,000 | 3,575,000 |
| Noninterest income | 141,000 | 293,000 | 459,000 | 469,000 |
| Noninterest expense | 600,000 | 1,216,000 | 1,844,000 | 2,360,000 |
| Provision for loan losses | 27,000 | 61,000 | 89,000 | 139,000 |
| Pretax income | 393,000 | 788,000 | 1,185,000 | 1,561,000 |
| Income tax | 156,000 | 297,000 | 437,000 | 537,000 |
| Net income | 237,000 | 491,000 | 748,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,609,000 | 7,805,000 | 7,998,000 | 8,177,000 |
| Total capital | 8,318,000 | 8,488,000 | 8,692,000 | 8,879,000 |
| Risk-weighted assets | 56,569,000 | 54,551,000 | 55,482,000 | 56,112,000 |
Machine access — free, no API key
Every figure shown here about BANK OF RICHMONDVILLE — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.