Call reports 2017
FARMERS & MERCHANTS BANK — 2017
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 187,914,000 | 182,387,000 | 185,554,000 | 189,758,000 |
| Total loans | 110,218,000 | 118,328,000 | 119,974,000 | 119,229,000 |
| Allowance for loan losses | 1,176,000 | 1,190,000 | 1,230,000 | 1,203,000 |
| Securities available for sale | 37,748,000 | 37,900,000 | 31,752,000 | 35,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,054,000 | 160,007,000 | 164,900,000 | 171,164,000 |
| Interest-bearing deposits | 111,233,000 | 106,577,000 | 105,817,000 | 107,335,000 |
| Noninterest-bearing deposits | 56,821,000 | 53,430,000 | 59,083,000 | 63,829,000 |
| Equity capital | 19,445,000 | 19,897,000 | 20,137,000 | 18,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,297,000 | 5,061,000 | 6,847,000 |
| Interest expense | 95,000 | 194,000 | 299,000 | 411,000 |
| Net interest income | 1,486,000 | 3,103,000 | 4,762,000 | 6,436,000 |
| Noninterest income | 272,000 | 556,000 | 816,000 | 1,014,000 |
| Noninterest expense | 1,398,000 | 2,831,000 | 4,304,000 | 5,702,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 85,000 |
| Pretax income | 370,000 | 857,000 | 1,272,000 | 1,691,000 |
| Income tax | 138,000 | 319,000 | 474,000 | 2,746,000 |
| Net income | 232,000 | 538,000 | 798,000 | -1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,622,000 | 14,932,000 | 15,198,000 | 15,724,000 |
| Total capital | 15,798,000 | 16,122,000 | 16,428,000 | 16,927,000 |
| Risk-weighted assets | 117,816,000 | 120,840,000 | 120,269,000 | 120,188,000 |