Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,974,000 | 176,171,000 | 179,712,000 | 182,414,000 |
| Total loans | 97,649,000 | 99,703,000 | 99,686,000 | 108,811,000 |
| Allowance for loan losses | 1,462,000 | 1,349,000 | 1,370,000 | 1,166,000 |
| Securities available for sale | 32,526,000 | 38,680,000 | 32,398,000 | 38,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,464,000 | 156,395,000 | 159,776,000 | 162,733,000 |
| Interest-bearing deposits | 105,150,000 | 103,498,000 | 105,615,000 | 110,531,000 |
| Noninterest-bearing deposits | 54,314,000 | 52,897,000 | 54,161,000 | 52,202,000 |
| Equity capital | 19,060,000 | 19,261,000 | 19,406,000 | 19,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,020,000 | 4,529,000 | 6,094,000 |
| Interest expense | 91,000 | 184,000 | 278,000 | 373,000 |
| Net interest income | 1,411,000 | 2,836,000 | 4,251,000 | 5,721,000 |
| Noninterest income | 282,000 | 442,000 | 578,000 | 513,000 |
| Noninterest expense | 1,412,000 | 2,752,000 | 4,178,000 | 5,585,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 341,000 | 613,000 | 844,000 | 1,142,000 |
| Income tax | 120,000 | 214,000 | 293,000 | 417,000 |
| Net income | 221,000 | 399,000 | 551,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,012,000 | 14,254,000 | 14,464,000 | 14,386,000 |
| Total capital | 15,389,000 | 15,603,000 | 15,833,000 | 15,552,000 |
| Risk-weighted assets | 107,981,000 | 109,293,000 | 107,559,000 | 115,579,000 |