Call reports 2015
FARMERS & MERCHANTS BANK — 2015
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 169,570,000 | 168,080,000 | 174,070,000 | 175,028,000 |
| Total loans | 92,500,000 | 94,897,000 | 96,777,000 | 97,574,000 |
| Allowance for loan losses | 2,001,000 | 2,004,000 | 1,424,000 | 1,394,000 |
| Securities available for sale | 21,264,000 | 24,121,000 | 21,573,000 | 31,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,550,000 | 148,993,000 | 154,769,000 | 155,727,000 |
| Interest-bearing deposits | 107,505,000 | 105,500,000 | 106,829,000 | 102,894,000 |
| Noninterest-bearing deposits | 42,045,000 | 43,493,000 | 47,940,000 | 52,833,000 |
| Equity capital | 18,473,000 | 18,547,000 | 18,712,000 | 18,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,931,000 | 4,410,000 | 5,904,000 |
| Interest expense | 98,000 | 199,000 | 290,000 | 380,000 |
| Net interest income | 1,354,000 | 2,732,000 | 4,120,000 | 5,524,000 |
| Noninterest income | 159,000 | 428,000 | 33,000 | 211,000 |
| Noninterest expense | 1,426,000 | 2,800,000 | 4,259,000 | 5,651,000 |
| Provision for loan losses | 0 | 0 | -600,000 | -600,000 |
| Pretax income | 126,000 | 414,000 | 581,000 | 825,000 |
| Income tax | -6,997,000 | -6,855,000 | -6,798,000 | -6,709,000 |
| Net income | 7,123,000 | 7,269,000 | 7,379,000 | 7,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,206,000 | 13,497,000 | 13,671,000 | 13,814,000 |
| Total capital | 14,482,000 | 14,817,000 | 15,005,000 | 15,175,000 |
| Risk-weighted assets | 98,216,000 | 101,849,000 | 103,613,000 | 105,816,000 |