Call reports 2014
FARMERS & MERCHANTS BANK — 2014
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 164,511,000 | 159,666,000 | 156,892,000 | 156,057,000 |
| Total loans | 92,547,000 | 96,665,000 | 96,145,000 | 94,767,000 |
| Allowance for loan losses | 2,903,000 | 2,390,000 | 2,242,000 | 2,255,000 |
| Securities available for sale | 27,029,000 | 25,987,000 | 27,096,000 | 21,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,223,000 | 149,121,000 | 146,406,000 | 145,397,000 |
| Interest-bearing deposits | 114,458,000 | 111,129,000 | 108,389,000 | 105,618,000 |
| Noninterest-bearing deposits | 39,765,000 | 37,992,000 | 38,017,000 | 39,779,000 |
| Equity capital | 8,262,000 | 8,556,000 | 8,749,000 | 9,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,009,000 | 4,596,000 | 6,109,000 |
| Interest expense | 111,000 | 221,000 | 328,000 | 429,000 |
| Net interest income | 1,381,000 | 2,788,000 | 4,268,000 | 5,680,000 |
| Noninterest income | 50,000 | 268,000 | 398,000 | 534,000 |
| Noninterest expense | 1,440,000 | 2,820,000 | 4,235,000 | 5,620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 319,000 | 515,000 | 715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 319,000 | 515,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,295,000 | 8,576,000 | 8,772,000 | 8,972,000 |
| Total capital | 9,518,000 | 9,825,000 | 10,016,000 | 10,181,000 |
| Risk-weighted assets | 96,180,000 | 98,772,000 | 98,559,000 | 95,680,000 |