Call reports 2013
FARMERS & MERCHANTS BANK — 2013
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 175,878,000 | 168,926,000 | 161,960,000 | 160,516,000 |
| Total loans | 107,426,000 | 104,557,000 | 97,663,000 | 93,887,000 |
| Allowance for loan losses | 4,434,000 | 3,913,000 | 3,166,000 | 2,878,000 |
| Securities available for sale | 12,109,000 | 12,183,000 | 17,163,000 | 22,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,544,000 | 158,575,000 | 151,416,000 | 150,532,000 |
| Interest-bearing deposits | 123,112,000 | 118,659,000 | 113,495,000 | 111,483,000 |
| Noninterest-bearing deposits | 42,432,000 | 39,916,000 | 37,921,000 | 39,049,000 |
| Equity capital | 8,326,000 | 8,404,000 | 8,221,000 | 8,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,863,000 | 5,500,000 | 7,086,000 |
| Interest expense | 220,000 | 388,000 | 528,000 | 649,000 |
| Net interest income | 1,533,000 | 3,475,000 | 4,972,000 | 6,437,000 |
| Noninterest income | 312,000 | 143,000 | 236,000 | 338,000 |
| Noninterest expense | 1,576,000 | 3,253,000 | 5,030,000 | 6,554,000 |
| Provision for loan losses | 120,000 | 160,000 | 160,000 | 160,000 |
| Pretax income | 149,000 | 205,000 | 18,000 | 61,000 |
| Income tax | 0 | -23,000 | -23,000 | -23,000 |
| Net income | 149,000 | 228,000 | 41,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,322,000 | 8,401,000 | 8,214,000 | 8,257,000 |
| Total capital | 9,741,000 | 9,786,000 | 9,518,000 | 9,509,000 |
| Risk-weighted assets | 110,482,000 | 108,291,000 | 102,475,000 | 98,549,000 |