Call reports 2012
FARMERS & MERCHANTS BANK — 2012
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 210,776,000 | 192,773,000 | 186,745,000 | 176,865,000 |
| Total loans | 143,701,000 | 134,664,000 | 128,405,000 | 115,839,000 |
| Allowance for loan losses | 5,898,000 | 5,616,000 | 5,183,000 | 4,825,000 |
| Securities available for sale | 14,138,000 | 12,109,000 | 12,091,000 | 11,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,533,000 | 180,563,000 | 174,826,000 | 166,344,000 |
| Interest-bearing deposits | 157,313,000 | 140,591,000 | 138,746,000 | 128,302,000 |
| Noninterest-bearing deposits | 41,220,000 | 39,972,000 | 36,080,000 | 38,042,000 |
| Equity capital | 9,957,000 | 10,013,000 | 9,724,000 | 8,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,618,000 | 6,693,000 | 8,547,000 |
| Interest expense | 553,000 | 969,000 | 1,304,000 | 1,593,000 |
| Net interest income | 1,845,000 | 3,649,000 | 5,389,000 | 6,954,000 |
| Noninterest income | 180,000 | 150,000 | -157,000 | -762,000 |
| Noninterest expense | 1,701,000 | 3,188,000 | 4,860,000 | 6,801,000 |
| Provision for loan losses | 145,000 | 375,000 | 425,000 | 970,000 |
| Pretax income | 179,000 | 236,000 | -53,000 | -1,579,000 |
| Income tax | 0 | 0 | 0 | 23,000 |
| Net income | 179,000 | 236,000 | -53,000 | -1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,954,000 | 10,011,000 | 9,722,000 | 8,173,000 |
| Total capital | 11,846,000 | 11,792,000 | 11,438,000 | 9,707,000 |
| Risk-weighted assets | 147,334,000 | 138,608,000 | 133,788,000 | 119,396,000 |