Call reports 2011
FARMERS & MERCHANTS BANK — 2011
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 270,798,000 | 243,870,000 | 231,406,000 | 217,062,000 |
| Total loans | 195,776,000 | 183,631,000 | 174,638,000 | 156,572,000 |
| Allowance for loan losses | 6,726,000 | 7,951,000 | 7,111,000 | 5,976,000 |
| Securities available for sale | 14,375,000 | 14,308,000 | 14,183,000 | 14,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,224,000 | 229,491,000 | 217,122,000 | 202,933,000 |
| Interest-bearing deposits | 208,139,000 | 194,626,000 | 183,716,000 | 167,007,000 |
| Noninterest-bearing deposits | 39,085,000 | 34,865,000 | 33,406,000 | 35,926,000 |
| Equity capital | 19,034,000 | 9,931,000 | 9,916,000 | 9,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,844,000 | 5,703,000 | 8,361,000 | 10,968,000 |
| Interest expense | 1,007,000 | 1,933,000 | 2,755,000 | 3,470,000 |
| Net interest income | 1,837,000 | 3,770,000 | 5,606,000 | 7,498,000 |
| Noninterest income | 454,000 | 900,000 | 1,387,000 | 869,000 |
| Noninterest expense | 1,792,000 | 4,447,000 | 6,282,000 | 7,457,000 |
| Provision for loan losses | 495,000 | 9,325,000 | 9,820,000 | 10,150,000 |
| Pretax income | 4,000 | -9,102,000 | -9,109,000 | -9,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | -9,102,000 | -9,109,000 | -9,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,019,000 | 9,913,000 | 9,906,000 | 9,775,000 |
| Total capital | 21,414,000 | 12,174,000 | 12,073,000 | 11,799,000 |
| Risk-weighted assets | 187,278,000 | 175,227,000 | 168,394,000 | 158,002,000 |