Call reports 2010
FARMERS & MERCHANTS BANK — 2010
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 303,559,000 | 291,734,000 | 276,066,000 | 272,631,000 |
| Total loans | 240,953,000 | 234,742,000 | 219,774,000 | 206,618,000 |
| Allowance for loan losses | 3,855,000 | 6,805,000 | 6,204,000 | 6,752,000 |
| Securities available for sale | 6,929,000 | 7,103,000 | 14,753,000 | 13,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,988,000 | 262,922,000 | 250,101,000 | 248,861,000 |
| Interest-bearing deposits | 240,857,000 | 229,851,000 | 219,748,000 | 213,716,000 |
| Noninterest-bearing deposits | 31,131,000 | 33,071,000 | 30,353,000 | 35,145,000 |
| Equity capital | 23,692,000 | 21,045,000 | 21,308,000 | 19,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 6,876,000 | 10,189,000 | 13,285,000 |
| Interest expense | 1,670,000 | 3,166,000 | 4,496,000 | 5,631,000 |
| Net interest income | 1,858,000 | 3,710,000 | 5,693,000 | 7,654,000 |
| Noninterest income | 519,000 | 1,070,000 | 1,546,000 | 2,065,000 |
| Noninterest expense | 1,929,000 | 4,685,000 | 6,679,000 | 9,136,000 |
| Provision for loan losses | 518,000 | 3,790,000 | 4,656,000 | 5,883,000 |
| Pretax income | -70,000 | -3,695,000 | -4,096,000 | -5,300,000 |
| Income tax | -39,000 | -270,000 | -252,000 | 830,000 |
| Net income | -31,000 | -3,425,000 | -3,844,000 | -6,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,681,000 | 21,030,000 | 20,772,000 | 19,015,000 |
| Total capital | 26,554,000 | 23,816,000 | 23,401,000 | 21,487,000 |
| Risk-weighted assets | 228,897,000 | 218,862,000 | 206,728,000 | 193,511,000 |