Call reports 2009
FARMERS & MERCHANTS BANK — 2009
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 326,388,000 | 327,931,000 | 327,876,000 | 318,185,000 |
| Total loans | 269,834,000 | 266,513,000 | 259,938,000 | 250,667,000 |
| Allowance for loan losses | 3,648,000 | 3,700,000 | 3,990,000 | 3,567,000 |
| Securities available for sale | 5,961,000 | 5,985,000 | 6,985,000 | 7,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,660,000 | 288,291,000 | 287,824,000 | 284,569,000 |
| Interest-bearing deposits | 252,575,000 | 258,721,000 | 258,421,000 | 251,348,000 |
| Noninterest-bearing deposits | 32,085,000 | 29,570,000 | 29,403,000 | 33,221,000 |
| Equity capital | 24,578,000 | 24,370,000 | 24,948,000 | 23,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,148,000 | 8,403,000 | 12,658,000 | 16,066,000 |
| Interest expense | 2,303,000 | 4,515,000 | 6,685,000 | 8,696,000 |
| Net interest income | 1,845,000 | 3,888,000 | 5,973,000 | 7,370,000 |
| Noninterest income | 573,000 | 1,179,000 | 1,812,000 | 2,397,000 |
| Noninterest expense | 1,949,000 | 4,361,000 | 6,307,000 | 8,278,000 |
| Provision for loan losses | 307,000 | 829,000 | 1,160,000 | 3,155,000 |
| Pretax income | 162,000 | -123,000 | 318,000 | -1,666,000 |
| Income tax | 46,000 | -76,000 | 109,000 | -659,000 |
| Net income | 116,000 | -47,000 | 209,000 | -1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,563,000 | 24,348,000 | 24,930,000 | 23,713,000 |
| Total capital | 27,918,000 | 27,594,000 | 28,039,000 | 26,722,000 |
| Risk-weighted assets | 268,070,000 | 259,219,000 | 247,986,000 | 240,201,000 |