Call reports 2007
FARMERS & MERCHANTS BANK — 2007
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 268,278,000 | 267,914,000 | 279,306,000 | 283,511,000 |
| Total loans | 214,398,000 | 225,197,000 | 230,040,000 | 244,050,000 |
| Allowance for loan losses | 3,081,000 | 3,099,000 | 3,279,000 | 3,382,000 |
| Securities available for sale | 9,779,000 | 10,693,000 | 10,717,000 | 8,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,588,000 | 228,902,000 | 241,312,000 | 230,260,000 |
| Interest-bearing deposits | 191,133,000 | 196,275,000 | 208,029,000 | 196,530,000 |
| Noninterest-bearing deposits | 32,455,000 | 32,627,000 | 33,283,000 | 33,730,000 |
| Equity capital | 22,035,000 | 22,719,000 | 23,516,000 | 23,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,967,000 | 10,103,000 | 15,503,000 | 20,823,000 |
| Interest expense | 2,454,000 | 4,989,000 | 7,700,000 | 10,390,000 |
| Net interest income | 2,513,000 | 5,114,000 | 7,803,000 | 10,433,000 |
| Noninterest income | 587,000 | 1,271,000 | 1,987,000 | 2,662,000 |
| Noninterest expense | 1,681,000 | 3,404,000 | 5,179,000 | 7,039,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 1,210,000 | 2,562,000 | 3,982,000 | 5,217,000 |
| Income tax | 444,000 | 941,000 | 1,463,000 | 1,950,000 |
| Net income | 766,000 | 1,621,000 | 2,519,000 | 3,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,071,000 | 22,774,000 | 23,518,000 | 23,918,000 |
| Total capital | 24,756,000 | 25,570,000 | 26,406,000 | 26,957,000 |
| Risk-weighted assets | 214,398,000 | 223,409,000 | 230,624,000 | 242,775,000 |