Call reports 2006
FARMERS & MERCHANTS BANK — 2006
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 210,735,000 | 226,537,000 | 234,208,000 | 251,173,000 |
| Total loans | 176,902,000 | 189,144,000 | 198,785,000 | 210,607,000 |
| Allowance for loan losses | 2,711,000 | 2,753,000 | 2,878,000 | 2,849,000 |
| Securities available for sale | 10,821,000 | 10,715,000 | 10,781,000 | 10,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,305,000 | 188,795,000 | 193,575,000 | 207,117,000 |
| Interest-bearing deposits | 143,014,000 | 157,604,000 | 163,581,000 | 175,773,000 |
| Noninterest-bearing deposits | 30,291,000 | 31,191,000 | 29,994,000 | 31,344,000 |
| Equity capital | 19,518,000 | 19,939,000 | 20,648,000 | 21,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,408,000 | 7,361,000 | 11,709,000 | 16,427,000 |
| Interest expense | 1,303,000 | 2,937,000 | 4,928,000 | 7,159,000 |
| Net interest income | 2,105,000 | 4,424,000 | 6,781,000 | 9,268,000 |
| Noninterest income | 691,000 | 1,351,000 | 2,078,000 | 2,761,000 |
| Noninterest expense | 1,697,000 | 3,328,000 | 5,007,000 | 6,649,000 |
| Provision for loan losses | 90,000 | 180,000 | 306,000 | 432,000 |
| Pretax income | 1,009,000 | 2,267,000 | 3,546,000 | 4,948,000 |
| Income tax | 369,000 | 832,000 | 1,303,000 | 1,814,000 |
| Net income | 640,000 | 1,435,000 | 2,243,000 | 3,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,609,000 | 20,056,000 | 20,716,000 | 21,460,000 |
| Total capital | 21,765,000 | 22,381,000 | 23,177,000 | 24,077,000 |
| Risk-weighted assets | 171,925,000 | 185,584,000 | 196,445,000 | 209,115,000 |