Call reports 2005
FARMERS & MERCHANTS BANK — 2005
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 173,496,000 | 184,074,000 | 194,860,000 | 193,616,000 |
| Total loans | 147,141,000 | 153,874,000 | 158,303,000 | 151,272,000 |
| Allowance for loan losses | 2,286,000 | 2,430,000 | 2,521,000 | 2,621,000 |
| Securities available for sale | 11,671,000 | 11,602,000 | 11,405,000 | 11,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,611,000 | 154,722,000 | 160,765,000 | 160,815,000 |
| Interest-bearing deposits | 119,214,000 | 129,021,000 | 132,541,000 | 133,341,000 |
| Noninterest-bearing deposits | 26,397,000 | 25,701,000 | 28,224,000 | 27,474,000 |
| Equity capital | 13,331,000 | 13,960,000 | 18,510,000 | 19,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,356,000 | 8,446,000 | 11,646,000 |
| Interest expense | 727,000 | 1,627,000 | 2,713,000 | 3,919,000 |
| Net interest income | 1,808,000 | 3,729,000 | 5,733,000 | 7,727,000 |
| Noninterest income | 398,000 | 931,000 | 1,597,000 | 2,267,000 |
| Noninterest expense | 1,204,000 | 2,470,000 | 3,886,000 | 5,409,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 877,000 | 1,940,000 | 3,069,000 | 4,085,000 |
| Income tax | 319,000 | 709,000 | 1,124,000 | 1,463,000 |
| Net income | 558,000 | 1,231,000 | 1,945,000 | 2,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,368,000 | 13,951,000 | 18,535,000 | 19,118,000 |
| Total capital | 15,103,000 | 15,780,000 | 20,436,000 | 20,972,000 |
| Risk-weighted assets | 138,261,000 | 145,683,000 | 151,442,000 | 147,521,000 |
Machine access — free, no API key
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