Call reports 2025
BADGER BANK — 2025
What BADGER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 197,707,000 | 197,215,000 | 204,480,000 | 208,427,000 |
| Total loans | 130,722,000 | 132,749,000 | 135,627,000 | 137,338,000 |
| Allowance for loan losses | 1,482,000 | 1,472,000 | 1,477,000 | 1,489,000 |
| Securities available for sale | 43,956,000 | 43,433,000 | 44,405,000 | 46,137,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,692,000 | 165,968,000 | 168,917,000 | 173,275,000 |
| Interest-bearing deposits | 128,004,000 | 127,085,000 | 130,410,000 | 133,971,000 |
| Noninterest-bearing deposits | 39,688,000 | 38,883,000 | 38,507,000 | 39,304,000 |
| Equity capital | 20,274,000 | 20,991,000 | 22,092,000 | 21,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,566,000 | 7,067,000 | 9,605,000 |
| Interest expense | 692,000 | 1,376,000 | 2,083,000 | 2,777,000 |
| Net interest income | 1,571,000 | 3,190,000 | 4,984,000 | 6,828,000 |
| Noninterest income | 446,000 | 821,000 | 1,221,000 | 1,592,000 |
| Noninterest expense | 1,223,000 | 2,504,000 | 3,825,000 | 5,277,000 |
| Provision for loan losses | 23,000 | 13,000 | 18,000 | 40,000 |
| Pretax income | 773,000 | 1,465,000 | 2,317,000 | 3,265,000 |
| Income tax | 139,000 | 263,000 | 421,000 | 598,000 |
| Net income | 634,000 | 1,202,000 | 1,896,000 | 2,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,066,000 | 24,418,000 | 24,994,000 | 24,489,000 |