Call reports 2024
BADGER BANK — 2024
What BADGER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 199,121,000 | 195,869,000 | 199,295,000 | 200,883,000 |
| Total loans | 130,511,000 | 131,143,000 | 128,778,000 | 130,730,000 |
| Allowance for loan losses | 1,431,000 | 1,454,000 | 1,455,000 | 1,479,000 |
| Securities available for sale | 44,765,000 | 44,125,000 | 45,134,000 | 43,859,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,527,000 | 159,454,000 | 162,146,000 | 169,551,000 |
| Interest-bearing deposits | 127,755,000 | 121,434,000 | 126,129,000 | 130,597,000 |
| Noninterest-bearing deposits | 34,772,000 | 38,020,000 | 36,017,000 | 38,954,000 |
| Equity capital | 18,813,000 | 18,899,000 | 20,583,000 | 19,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,230,000 | 6,400,000 | 8,803,000 |
| Interest expense | 830,000 | 1,617,000 | 2,457,000 | 3,222,000 |
| Net interest income | 1,310,000 | 2,613,000 | 3,943,000 | 5,581,000 |
| Noninterest income | 420,000 | 746,000 | 1,067,000 | 1,427,000 |
| Noninterest expense | 1,220,000 | 2,458,000 | 3,714,000 | 5,014,000 |
| Provision for loan losses | 21,000 | 42,000 | 42,000 | 74,000 |
| Pretax income | 489,000 | 859,000 | 1,233,000 | 1,989,000 |
| Income tax | 84,000 | 145,000 | 2,000 | 136,000 |
| Net income | 405,000 | 714,000 | 1,231,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,376,000 | 23,498,000 | 23,922,000 | 23,551,000 |