Call reports 2023
BADGER BANK — 2023
What BADGER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 192,494,000 | 192,155,000 | 192,486,000 | 204,469,000 |
| Total loans | 118,135,000 | 121,166,000 | 123,461,000 | 131,303,000 |
| Allowance for loan losses | 1,319,000 | 1,350,000 | 1,380,000 | 1,409,000 |
| Securities available for sale | 49,638,000 | 47,858,000 | 44,048,000 | 45,810,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,894,000 | 151,578,000 | 154,947,000 | 161,800,000 |
| Interest-bearing deposits | 119,494,000 | 113,027,000 | 116,184,000 | 125,445,000 |
| Noninterest-bearing deposits | 38,400,000 | 38,551,000 | 38,763,000 | 36,355,000 |
| Equity capital | 17,925,000 | 17,877,000 | 17,014,000 | 18,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,530,000 | 5,440,000 | 7,547,000 |
| Interest expense | 227,000 | 552,000 | 1,029,000 | 1,630,000 |
| Net interest income | 1,475,000 | 2,978,000 | 4,411,000 | 5,917,000 |
| Noninterest income | 508,000 | 875,000 | 1,196,000 | 1,527,000 |
| Noninterest expense | 1,245,000 | 2,539,000 | 3,747,000 | 5,010,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 708,000 | 1,251,000 | 1,767,000 | 2,311,000 |
| Income tax | 169,000 | 296,000 | 311,000 | 483,000 |
| Net income | 539,000 | 955,000 | 1,456,000 | 1,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,518,000 | 22,759,000 | 23,173,000 | 23,065,000 |