Call reports 2022
BADGER BANK — 2022
What BADGER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 184,433,000 | 178,297,000 | 178,390,000 | 185,709,000 |
| Total loans | 98,400,000 | 102,525,000 | 104,344,000 | 112,743,000 |
| Allowance for loan losses | 1,231,000 | 1,231,000 | 1,261,000 | 1,291,000 |
| Securities available for sale | 50,861,000 | 51,341,000 | 50,802,000 | 50,441,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,993,000 | 154,241,000 | 155,485,000 | 157,491,000 |
| Interest-bearing deposits | 124,937,000 | 118,025,000 | 116,799,000 | 118,716,000 |
| Noninterest-bearing deposits | 34,056,000 | 36,216,000 | 38,686,000 | 38,775,000 |
| Equity capital | 18,950,000 | 17,581,000 | 16,311,000 | 16,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,815,000 | 4,282,000 | 5,902,000 |
| Interest expense | 64,000 | 125,000 | 225,000 | 346,000 |
| Net interest income | 1,382,000 | 2,690,000 | 4,057,000 | 5,556,000 |
| Noninterest income | 678,000 | 958,000 | 1,295,000 | 1,635,000 |
| Noninterest expense | 1,104,000 | 2,308,000 | 3,472,000 | 4,785,000 |
| Provision for loan losses | 30,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 926,000 | 1,310,000 | 1,820,000 | 2,316,000 |
| Income tax | 235,000 | 321,000 | 440,000 | 552,000 |
| Net income | 691,000 | 989,000 | 1,380,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,464,000 | 21,595,000 | 21,898,000 | 22,067,000 |