Call reports 2020
BADGER BANK — 2020
What BADGER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 137,774,000 | 155,356,000 | 159,168,000 | 161,598,000 |
| Total loans | 94,272,000 | 98,390,000 | 97,159,000 | 96,436,000 |
| Allowance for loan losses | 903,000 | 969,000 | 1,028,000 | 1,137,000 |
| Securities available for sale | 15,627,000 | 17,260,000 | 24,402,000 | 33,845,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,464,000 | 129,739,000 | 133,257,000 | 135,560,000 |
| Interest-bearing deposits | 94,794,000 | 97,429,000 | 100,289,000 | 103,245,000 |
| Noninterest-bearing deposits | 22,670,000 | 32,310,000 | 32,968,000 | 32,315,000 |
| Equity capital | 18,813,000 | 19,676,000 | 20,416,000 | 20,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,730,000 | 4,099,000 | 5,503,000 |
| Interest expense | 118,000 | 224,000 | 317,000 | 405,000 |
| Net interest income | 1,241,000 | 2,506,000 | 3,782,000 | 5,098,000 |
| Noninterest income | 391,000 | 1,285,000 | 2,332,000 | 3,194,000 |
| Noninterest expense | 1,108,000 | 2,134,000 | 3,293,000 | 4,499,000 |
| Provision for loan losses | 10,000 | 70,000 | 130,000 | 250,000 |
| Pretax income | 542,000 | 1,615,000 | 2,719,000 | 3,571,000 |
| Income tax | 136,000 | 415,000 | 703,000 | 920,000 |
| Net income | 406,000 | 1,200,000 | 2,016,000 | 2,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,385,000 | 19,045,000 | 19,801,000 | 20,236,000 |