Call reports 2018
BADGER BANK — 2018
What BADGER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,891,000 | 136,018,000 | 138,932,000 | 135,945,000 |
| Total loans | 85,243,000 | 86,804,000 | 85,916,000 | 92,205,000 |
| Allowance for loan losses | 777,000 | 785,000 | 811,000 | 768,000 |
| Securities available for sale | 25,555,000 | 25,752,000 | 24,516,000 | 22,721,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,174,000 | 118,993,000 | 121,744,000 | 118,552,000 |
| Interest-bearing deposits | 96,393,000 | 94,623,000 | 96,141,000 | 93,185,000 |
| Noninterest-bearing deposits | 23,781,000 | 24,370,000 | 25,603,000 | 25,367,000 |
| Equity capital | 15,775,000 | 16,007,000 | 16,113,000 | 16,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,529,000 | 3,846,000 | 5,283,000 |
| Interest expense | 84,000 | 172,000 | 264,000 | 360,000 |
| Net interest income | 1,150,000 | 2,357,000 | 3,582,000 | 4,923,000 |
| Noninterest income | 306,000 | 626,000 | 941,000 | 1,236,000 |
| Noninterest expense | 1,075,000 | 2,033,000 | 3,094,000 | 4,192,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 351,000 | 890,000 | 1,339,000 | 1,847,000 |
| Income tax | 85,000 | 220,000 | 330,000 | 455,000 |
| Net income | 266,000 | 670,000 | 1,009,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,478,000 | 15,734,000 | 15,984,000 | 16,181,000 |
| Total capital | 16,255,000 | 16,519,000 | 16,795,000 | 16,949,000 |
| Risk-weighted assets | 79,905,000 | 81,937,000 | 82,727,000 | 86,158,000 |