Call reports 2017
BADGER BANK — 2017
What BADGER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,327,000 | 135,661,000 | 137,583,000 | 135,944,000 |
| Total loans | 81,666,000 | 82,983,000 | 85,560,000 | 83,680,000 |
| Allowance for loan losses | 778,000 | 800,000 | 725,000 | 752,000 |
| Securities available for sale | 24,578,000 | 24,081,000 | 23,464,000 | 24,706,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,190,000 | 119,209,000 | 120,889,000 | 119,315,000 |
| Interest-bearing deposits | 93,037,000 | 94,699,000 | 94,820,000 | 95,113,000 |
| Noninterest-bearing deposits | 24,153,000 | 24,510,000 | 26,069,000 | 24,202,000 |
| Equity capital | 15,332,000 | 15,511,000 | 15,698,000 | 15,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,436,000 | 3,693,000 | 5,058,000 |
| Interest expense | 73,000 | 151,000 | 234,000 | 319,000 |
| Net interest income | 1,124,000 | 2,285,000 | 3,459,000 | 4,739,000 |
| Noninterest income | 301,000 | 579,000 | 901,000 | 1,193,000 |
| Noninterest expense | 1,069,000 | 2,003,000 | 3,012,000 | 4,078,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 326,000 | 801,000 | 1,292,000 | 1,768,000 |
| Income tax | 113,000 | 285,000 | 464,000 | 711,000 |
| Net income | 213,000 | 516,000 | 828,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,877,000 | 15,035,000 | 15,257,000 | 15,307,000 |
| Total capital | 15,655,000 | 15,835,000 | 15,982,000 | 16,059,000 |
| Risk-weighted assets | 76,696,000 | 77,609,000 | 78,854,000 | 78,223,000 |