Call reports 2012
BADGER BANK — 2012
What BADGER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,758,000 | 109,016,000 | 111,313,000 | 113,112,000 |
| Total loans | 58,964,000 | 58,512,000 | 57,195,000 | 58,218,000 |
| Allowance for loan losses | 845,000 | 870,000 | 886,000 | 701,000 |
| Securities available for sale | 24,527,000 | 23,226,000 | 23,102,000 | 23,547,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,244,000 | 96,079,000 | 97,882,000 | 99,575,000 |
| Interest-bearing deposits | 81,190,000 | 77,008,000 | 76,865,000 | 78,854,000 |
| Noninterest-bearing deposits | 19,054,000 | 19,071,000 | 21,017,000 | 20,721,000 |
| Equity capital | 11,987,000 | 12,266,000 | 12,617,000 | 12,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,075,000 | 3,152,000 | 4,247,000 |
| Interest expense | 99,000 | 185,000 | 262,000 | 331,000 |
| Net interest income | 920,000 | 1,890,000 | 2,890,000 | 3,916,000 |
| Noninterest income | 401,000 | 871,000 | 1,370,000 | 2,000,000 |
| Noninterest expense | 951,000 | 1,878,000 | 2,843,000 | 3,848,000 |
| Provision for loan losses | 10,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 360,000 | 854,000 | 1,378,000 | 2,029,000 |
| Income tax | 119,000 | 287,000 | 499,000 | 740,000 |
| Net income | 241,000 | 567,000 | 879,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,026,000 | 11,317,000 | 11,605,000 | 11,877,000 |
| Total capital | 11,871,000 | 12,157,000 | 12,417,000 | 12,578,000 |
| Risk-weighted assets | 68,738,000 | 67,178,000 | 64,847,000 | 61,009,000 |