Call reports 2011
BADGER BANK — 2011
What BADGER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,186,000 | 106,718,000 | 107,529,000 | 108,149,000 |
| Total loans | 56,575,000 | 57,218,000 | 56,155,000 | 54,909,000 |
| Allowance for loan losses | 1,036,000 | 1,215,000 | 1,175,000 | 843,000 |
| Securities available for sale | 22,100,000 | 24,593,000 | 24,750,000 | 24,801,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,689,000 | 94,938,000 | 95,350,000 | 96,003,000 |
| Interest-bearing deposits | 81,572,000 | 78,682,000 | 77,891,000 | 77,288,000 |
| Noninterest-bearing deposits | 16,117,000 | 16,256,000 | 17,459,000 | 18,715,000 |
| Equity capital | 10,960,000 | 11,189,000 | 11,551,000 | 11,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 2,008,000 | 3,082,000 | 4,135,000 |
| Interest expense | 161,000 | 301,000 | 424,000 | 536,000 |
| Net interest income | 810,000 | 1,707,000 | 2,658,000 | 3,599,000 |
| Noninterest income | 119,000 | 406,000 | 848,000 | 1,149,000 |
| Noninterest expense | 1,121,000 | 2,111,000 | 3,017,000 | 3,959,000 |
| Provision for loan losses | 195,000 | 335,000 | 335,000 | 335,000 |
| Pretax income | -387,000 | -333,000 | 154,000 | 454,000 |
| Income tax | -152,000 | -131,000 | 57,000 | 179,000 |
| Net income | -235,000 | -202,000 | 97,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,728,000 | 9,857,000 | 10,397,000 | 10,686,000 |
| Total capital | 10,599,000 | 10,750,000 | 11,269,000 | 11,529,000 |
| Risk-weighted assets | 69,525,000 | 71,134,000 | 69,490,000 | 67,781,000 |