Call reports 2010
BADGER BANK — 2010
What BADGER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 114,479,000 | 114,960,000 | 109,838,000 | 109,293,000 |
| Total loans | 65,118,000 | 63,513,000 | 59,765,000 | 58,227,000 |
| Allowance for loan losses | 973,000 | 1,624,000 | 844,000 | 1,105,000 |
| Securities available for sale | 20,731,000 | 22,084,000 | 20,116,000 | 22,027,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,186,000 | 103,058,000 | 97,772,000 | 97,646,000 |
| Interest-bearing deposits | 86,684,000 | 86,416,000 | 81,904,000 | 80,942,000 |
| Noninterest-bearing deposits | 15,502,000 | 16,642,000 | 15,868,000 | 16,704,000 |
| Equity capital | 11,792,000 | 11,267,000 | 11,415,000 | 11,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,194,000 | 3,319,000 | 4,376,000 |
| Interest expense | 311,000 | 585,000 | 807,000 | 997,000 |
| Net interest income | 804,000 | 1,609,000 | 2,512,000 | 3,379,000 |
| Noninterest income | -44,000 | 264,000 | 755,000 | 1,151,000 |
| Noninterest expense | 951,000 | 1,984,000 | 3,011,000 | 4,052,000 |
| Provision for loan losses | 590,000 | 1,540,000 | 1,840,000 | 2,115,000 |
| Pretax income | -781,000 | -1,651,000 | -1,538,000 | -1,498,000 |
| Income tax | -360,000 | -757,000 | -741,000 | -748,000 |
| Net income | -421,000 | -894,000 | -797,000 | -750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,844,000 | 10,034,000 | 10,151,000 | 10,201,000 |
| Total capital | 11,817,000 | 11,009,000 | 10,995,000 | 11,106,000 |
| Risk-weighted assets | 79,478,000 | 77,327,000 | 75,907,000 | 72,214,000 |