Call reports 2018
PALMETTO HERITAGE BANK & TRUST — 2018
What PALMETTO HERITAGE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 166,602,000 | 167,783,000 | 164,783,000 |
| Total loans | 133,117,000 | 137,829,000 | 136,369,000 |
| Allowance for loan losses | 1,170,000 | 1,170,000 | 1,170,000 |
| Securities available for sale | 7,257,000 | 4,657,000 | 4,575,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 126,027,000 | 126,831,000 | 123,488,000 |
| Interest-bearing deposits | 117,573,000 | 116,804,000 | 113,870,000 |
| Noninterest-bearing deposits | 8,454,000 | 10,027,000 | 9,618,000 |
| Equity capital | 16,642,000 | 16,701,000 | 16,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,943,000 | 4,016,000 | 6,104,000 |
| Interest expense | 412,000 | 842,000 | 1,315,000 |
| Net interest income | 1,531,000 | 3,174,000 | 4,789,000 |
| Noninterest income | 148,000 | 241,000 | 381,000 |
| Noninterest expense | 1,028,000 | 2,157,000 | 3,271,000 |
| Provision for loan losses | 0 | -43,000 | -43,000 |
| Pretax income | 651,000 | 1,301,000 | 1,942,000 |
| Income tax | 149,000 | 298,000 | 445,000 |
| Net income | 502,000 | 1,003,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 16,659,000 | 16,720,000 | 16,993,000 |
| Total capital | 17,829,000 | 17,890,000 | 18,163,000 |
| Risk-weighted assets | 125,334,000 | 129,703,000 | 127,168,000 |