Call report 2012Q4
PALMETTO HERITAGE BANK & TRUST — 2012Q4
The 22 measures PALMETTO HERITAGE BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 151,534,000 | USD | evidence → |
| Total loans | 106,789,000 | USD | evidence → |
| Allowance for loan losses | 1,299,000 | USD | evidence → |
| Securities available for sale | 6,165,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,662,000 | USD | evidence → |
| Interest-bearing deposits | 120,373,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,289,000 | USD | evidence → |
| Equity capital | 12,194,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,863,000 | USD | evidence → |
| Interest expense | 1,552,000 | USD | evidence → |
| Net interest income | 4,311,000 | USD | evidence → |
| Noninterest income | 300,000 | USD | evidence → |
| Noninterest expense | 3,881,000 | USD | evidence → |
| Provision for loan losses | 678,000 | USD | evidence → |
| Pretax income | 52,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 36,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,908,000 | USD | evidence → |
| Total capital | 13,207,000 | USD | evidence → |
| Risk-weighted assets | 108,603,000 | USD | evidence → |