Call reports 2014
CITIZENS STATE BANK — 2014
What CITIZENS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 312,649,000 | 311,410,000 | 314,386,000 | 317,515,000 |
| Total loans | 263,891,000 | 270,454,000 | 268,539,000 | 275,566,000 |
| Allowance for loan losses | 3,047,000 | 2,783,000 | 2,911,000 | 3,076,000 |
| Securities available for sale | 19,822,000 | 19,107,000 | 8,892,000 | 8,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,691,000 | 208,570,000 | 210,140,000 | 214,075,000 |
| Interest-bearing deposits | 148,587,000 | 144,309,000 | 145,595,000 | 146,863,000 |
| Noninterest-bearing deposits | 60,104,000 | 64,261,000 | 64,545,000 | 67,213,000 |
| Equity capital | 31,759,000 | 32,825,000 | 33,618,000 | 34,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,453,000 | 6,978,000 | 10,453,000 | 13,934,000 |
| Interest expense | 454,000 | 898,000 | 1,337,000 | 1,778,000 |
| Net interest income | 2,999,000 | 6,080,000 | 9,116,000 | 12,156,000 |
| Noninterest income | 520,000 | 1,035,000 | 1,632,000 | 2,253,000 |
| Noninterest expense | 1,894,000 | 3,869,000 | 5,823,000 | 8,170,000 |
| Provision for loan losses | 156,000 | 310,000 | 465,000 | 622,000 |
| Pretax income | 1,475,000 | 2,942,000 | 4,923,000 | 6,080,000 |
| Income tax | 465,000 | 941,000 | 1,592,000 | 1,972,000 |
| Net income | 1,010,000 | 2,001,000 | 3,331,000 | 4,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,778,000 | 32,770,000 | 33,699,000 | 34,477,000 |
| Total capital | 34,825,000 | 35,553,000 | 36,610,000 | 37,553,000 |
| Risk-weighted assets | 255,208,000 | 258,717,000 | 256,463,000 | 261,925,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.