Call reports 2010
CITIZENS STATE BANK — 2010
What CITIZENS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 249,642,000 | 255,955,000 | 259,063,000 | 254,529,000 |
| Total loans | 160,955,000 | 161,157,000 | 164,140,000 | 163,776,000 |
| Allowance for loan losses | 1,655,000 | 1,606,000 | 1,656,000 | 1,658,000 |
| Securities available for sale | 37,206,000 | 37,536,000 | 36,122,000 | 32,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,959,000 | 212,000,000 | 213,665,000 | 216,105,000 |
| Interest-bearing deposits | 161,754,000 | 164,558,000 | 166,421,000 | 170,362,000 |
| Noninterest-bearing deposits | 44,205,000 | 47,443,000 | 47,244,000 | 45,743,000 |
| Equity capital | 22,020,000 | 22,454,000 | 24,008,000 | 21,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,974,000 | 6,006,000 | 9,039,000 | 12,055,000 |
| Interest expense | 859,000 | 1,674,000 | 2,456,000 | 3,168,000 |
| Net interest income | 2,115,000 | 4,332,000 | 6,583,000 | 8,887,000 |
| Noninterest income | 519,000 | 1,047,000 | 1,554,000 | 1,754,000 |
| Noninterest expense | 1,669,000 | 3,456,000 | 5,266,000 | 7,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 965,000 | 1,923,000 | 2,893,000 | 3,278,000 |
| Income tax | 211,000 | 392,000 | 579,000 | 664,000 |
| Net income | 754,000 | 1,531,000 | 2,314,000 | 2,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,845,000 | 23,071,000 | 23,853,000 | 24,154,000 |
| Total capital | 24,500,000 | 24,677,000 | 25,509,000 | 25,812,000 |
| Risk-weighted assets | 164,714,000 | 174,383,000 | 175,889,000 | 178,446,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.