Call reports 2006
CITIZENS STATE BANK — 2006
What CITIZENS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,356,000 | 162,712,000 | 164,020,000 | 165,563,000 |
| Total loans | 128,236,000 | 127,740,000 | 130,133,000 | 134,667,000 |
| Allowance for loan losses | 1,216,000 | 1,205,000 | 1,142,000 | 1,250,000 |
| Securities available for sale | 14,654,000 | 16,929,000 | 16,661,000 | 16,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,543,000 | 140,063,000 | 140,668,000 | 145,383,000 |
| Interest-bearing deposits | 98,605,000 | 100,602,000 | 102,276,000 | 107,707,000 |
| Noninterest-bearing deposits | 40,938,000 | 39,462,000 | 38,392,000 | 37,676,000 |
| Equity capital | 15,462,000 | 15,836,000 | 16,595,000 | 16,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,601,000 | 5,338,000 | 8,187,000 | 11,072,000 |
| Interest expense | 812,000 | 1,683,000 | 2,636,000 | 3,660,000 |
| Net interest income | 1,789,000 | 3,655,000 | 5,551,000 | 7,412,000 |
| Noninterest income | 408,000 | 834,000 | 1,244,000 | 1,727,000 |
| Noninterest expense | 1,364,000 | 2,879,000 | 4,343,000 | 6,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 833,000 | 1,610,000 | 2,452,000 | 2,758,000 |
| Income tax | 265,000 | 508,000 | 762,000 | 846,000 |
| Net income | 568,000 | 1,102,000 | 1,690,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,737,000 | 16,272,000 | 16,859,000 | 17,081,000 |
| Total capital | 16,953,000 | 17,477,000 | 18,001,000 | 18,331,000 |
| Risk-weighted assets | 125,266,000 | 124,398,000 | 126,336,000 | 130,385,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.