Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,993,000 | USD | evidence → |
| Total loans | 122,285,000 | USD | evidence → |
| Allowance for loan losses | 1,156,000 | USD | evidence → |
| Securities available for sale | 16,946,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,947,000 | USD | evidence → |
| Interest-bearing deposits | 89,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,969,000 | USD | evidence → |
| Equity capital | 13,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,687,000 | USD | evidence → |
| Interest expense | 1,834,000 | USD | evidence → |
| Net interest income | 6,853,000 | USD | evidence → |
| Noninterest income | 1,738,000 | USD | evidence → |
| Noninterest expense | 5,277,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 3,300,000 | USD | evidence → |
| Income tax | 1,109,000 | USD | evidence → |
| Net income | 2,191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,628,000 | USD | evidence → |
| Total capital | 14,784,000 | USD | evidence → |
| Risk-weighted assets | 113,485,000 | USD | evidence → |
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