Call reports 2025
FARMERS AND MERCHANTS STATE BANK OF APPLETON — 2025
What FARMERS AND MERCHANTS STATE BANK OF APPLETON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 60,794,000 | 59,382,000 | 59,432,000 | 60,411,000 |
| Total loans | 49,597,000 | 51,639,000 | 51,684,000 | 51,794,000 |
| Allowance for loan losses | 1,127,000 | 1,160,000 | 1,169,000 | 1,197,000 |
| Securities available for sale | 3,661,000 | 3,672,000 | 3,703,000 | 3,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,495,000 | 51,384,000 | 49,917,000 | 51,064,000 |
| Interest-bearing deposits | 34,744,000 | 33,973,000 | 32,503,000 | 32,697,000 |
| Noninterest-bearing deposits | 18,751,000 | 17,411,000 | 17,414,000 | 18,367,000 |
| Equity capital | 7,166,000 | 7,458,000 | 7,780,000 | 8,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,803,000 | 2,703,000 | 3,609,000 |
| Interest expense | 192,000 | 386,000 | 579,000 | 768,000 |
| Net interest income | 710,000 | 1,417,000 | 2,124,000 | 2,841,000 |
| Noninterest income | 31,000 | 66,000 | 97,000 | 372,000 |
| Noninterest expense | 287,000 | 596,000 | 876,000 | 1,245,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 429,000 | 837,000 | 1,270,000 | 1,868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 837,000 | 1,270,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,287,000 | 7,525,000 | 7,799,000 | 8,221,000 |