Call reports 2025
BENDENA STATE BANK — 2025
What BENDENA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 105,084,000 | 108,407,000 | 113,356,000 | 130,916,000 |
| Total loans | 67,412,000 | 70,692,000 | 73,512,000 | 84,215,000 |
| Allowance for loan losses | 768,000 | 798,000 | 829,000 | 857,000 |
| Securities available for sale | 33,052,000 | 34,509,000 | 33,444,000 | 38,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,282,000 | 93,588,000 | 95,614,000 | 110,639,000 |
| Interest-bearing deposits | 65,304,000 | 63,388,000 | 67,684,000 | 77,172,000 |
| Noninterest-bearing deposits | 29,978,000 | 30,200,000 | 27,930,000 | 33,467,000 |
| Equity capital | 8,749,000 | 9,163,000 | 9,988,000 | 12,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,743,000 | 4,212,000 | 5,872,000 |
| Interest expense | 403,000 | 792,000 | 1,204,000 | 1,683,000 |
| Net interest income | 960,000 | 1,951,000 | 3,008,000 | 4,189,000 |
| Noninterest income | 81,000 | 141,000 | 205,000 | 282,000 |
| Noninterest expense | 547,000 | 1,067,000 | 1,608,000 | 2,382,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 463,000 | 966,000 | 1,518,000 | 1,974,000 |
| Income tax | -17,000 | 40,000 | 62,000 | 80,000 |
| Net income | 480,000 | 926,000 | 1,456,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,460,000 | 10,690,000 | 11,058,000 | 12,573,000 |
| Total capital | 11,228,000 | 11,488,000 | 11,887,000 | 13,430,000 |
| Risk-weighted assets | 72,885,000 | 74,203,000 | 77,292,000 | 88,507,000 |