Call reports 2024
BENDENA STATE BANK — 2024
What BENDENA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,680,000 | 107,207,000 | 108,159,000 | 111,900,000 |
| Total loans | 66,020,000 | 68,254,000 | 69,401,000 | 73,267,000 |
| Allowance for loan losses | 657,000 | 677,000 | 707,000 | 736,000 |
| Securities available for sale | 36,241,000 | 35,291,000 | 35,535,000 | 34,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,143,000 | 89,721,000 | 87,706,000 | 91,269,000 |
| Interest-bearing deposits | 61,795,000 | 62,916,000 | 60,690,000 | 60,825,000 |
| Noninterest-bearing deposits | 28,348,000 | 26,805,000 | 27,016,000 | 30,444,000 |
| Equity capital | 7,339,000 | 7,497,000 | 8,464,000 | 8,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,473,000 | 3,802,000 | 5,185,000 |
| Interest expense | 347,000 | 791,000 | 1,284,000 | 1,758,000 |
| Net interest income | 855,000 | 1,682,000 | 2,518,000 | 3,427,000 |
| Noninterest income | 62,000 | 119,000 | 187,000 | 253,000 |
| Noninterest expense | 474,000 | 941,000 | 1,454,000 | 1,993,000 |
| Provision for loan losses | 60,000 | 80,000 | 110,000 | 140,000 |
| Pretax income | 382,000 | 785,000 | 1,150,000 | 1,558,000 |
| Income tax | 9,000 | 34,000 | 50,000 | 69,000 |
| Net income | 373,000 | 751,000 | 1,100,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,498,000 | 9,665,000 | 9,857,000 | 10,140,000 |
| Total capital | 10,155,000 | 10,342,000 | 10,564,000 | 10,876,000 |
| Risk-weighted assets | 72,096,000 | 72,558,000 | 72,714,000 | 76,677,000 |